Loan to Buy Commercial Property & Industrial Land in India Up to Rs.25 Cr

Yes. You can avail a loan for commercial shop purchase or a loan for purchase of commercial space even if you intend to lease the property out. This is often processed under Lease Rental Discounting (LRD) or investment property finance.

The industrial plot loan interest rate varies based on the lender and your business’s credit profile. However, SMEFundings work with multiple private banks and financial institutions to ensure you get the most attractive interest rates available in the market.

To get a commercial real estate purchase loan, you generally need:

• 3 years of audited financials.
• 12 months of bank statements.
• KYC of directors/partners.
• Property documents (Allotment letter/Sale deed).

Yes. SMEFundings facilitate an industrial land purchase loan that covers both the acquisition of the plot and the subsequent construction of the industrial shed or factory. Our experts help you structure the loan to ensure you have sufficient capital for the entire project lifecycle.

Absolutely. SMEfunding’s loan to buy commercial property category provide specialized financing for institutional assets like hospitals, clinics, schools, and hotels up to Rs.50 crores. We understand the unique valuation and regulatory requirements of these "specialized commercial assets" and work with lenders who have specific mandates for these sectors.

SMEFundings can facilitate a loan for purchase of commercial property that covers up to 100% of the agreement value, provided the amount stays within 70% of the property's latest market valuation. This allows businesses to acquire assets with minimal upfront capital outflow.