At SMEFUNDINGS.com, we arrange loans for Builders & Developers up to Rs.100 Crores from our trusted lending partners. With our 15 years of expertise in corporate Finance, we understand needs of real estate sector & we are better equipped to extend customized solutions them. Along with arranging fresh loans, we are expert in refinancing existing Debt to reduce repayment burden. We assist Builders & real estate sector in following ways:

We provide real estate project finance for builders and developers by the way of hypothecation of future receipt in residential or commercial real estate projects. This type of finance is secured against land and proposed building & can be sanctioned within a span of one month. Some of the key factors that play important role in project finance are Location of Project, Brand name of builder /developer, Past experience in the business, Projects completed and sold till date, marketability of project etc.

We provide loan to builders and developers to construct Commercial properties, Industrial Properties, Warehouses, Schools, hospitals, Hotels etc which are to be leased out to the established tenants. Loan from Rs. 1 Cr to 100 crores on the basis of future rental income & LOI received from the tenants. YOY rental increment is also considered to derive Higher loan Eligibility.

We provide loan for builders & developers against the rental income from various leased properties like commercial, residential, Industrial, Open plots etc. All properties which are rented to Offices, Malls, Schools, Hotels, Hospitals, Warehouses, IT firms, Industries etc can be considered for this loan. The tenure of such loans is 15 years & it can be sanctioned / disbursed in 15-30 days period. YOY rental increment is also considered to derive Higher loan Eligibility. Multitenant properties can also be considered for this loan.

This loan for builders and developers is given for real estate projects, which are completed 60-70% and need additional funds to complete it. The amount of such loan ranges from Rs. 5 crores to 30 crores and can be sanctioned in 10-15 days.

We provide inventory funding for real estate projects, up to Rs. 25 crores, for projects which are partially sold out. Some of the key factors that play important role in Inventory funding are- Brand name of builder /developer, Past experience in the business, Projects completed and sold till date, marketability of project etc.

We provide mortgage loans (LAP Loans) to Builders and developers, sanctioned based upon the cash flow analysis of their various ongoing projects. This loan is given against the collateral security of various properties like residential, commercial, Industrial, Petrol Pumps, Hotels and other properties.

When the cash flow of business does not match with loan repayment schedule, it becomes difficult to repay the loan on time. In such situations, we can help builders by takeover of this loan and refinancing it for higher tenure (12-15 yrs) with lower rate of interest. It helps customer to reduce obligation for repayment of loan, without affecting its Cibil score. For example: Current outstanding of the loan is Rs. 15 crores, to be repaid in next 3 years i.e. Repayment obligation is Rs.5 cr per year plus interest. We can transfer this loan to a finance for 15 years with lower rate of interest. Hence new obligation will be Rs.1 crores per year plus interest.