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India’s Dedicated Loan Platform for Business

Loans starting from ₹10 lacs to ₹50 crore For SMEs, Education Institutes & All other Business Sectors

SECTOR WISE OFFERINGS :

Education Institute Loan
Education Institute Loan
Manufacturing Business Loan
Manufacturing Business Loan
Hospital Loan
Hospital / Clinic / Doctor Loan
Distributors & Traders Loan
Distributors & Traders Loan
Hotel / Resort / Restaurant Loan
Hotel / Resort / Restaurant Loan
Builder Loan
Builder & Contractor Loans
Warehouse Loan
Warehouse & Cold Storage Loan
Professional Loan
Loan for Professionals

PRODUCTS WISE OFFERINGS :

Unsecured Business Loan
Unsecured Business Loan
Secured Business Loans
Secured Business Loans
Property Mortgage & Purchase Loans
Property Purchase Loans
Property Mortgage & Purchase Loans
Loan Against Property (LAP)
Working Capital Loans
Working Capital Loans
Lease Rental Discounting Loans
Lease Rental Discounting (LRD) Loans
Equipment & Machinery Loans
Equipment & Machinery Loans
Debt Consolidation & Refinance
Debt Consolidation & Refinance
Loan Against Securities
Loan Against Securities
Vehicle Refinance Loan
Vehicle Refinance Loan
Balance Transfer & Top Up
Balance Transfer & Top Up
Home Loan for Self Employed
Home Loan for Self Employed
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Why choose us for Business funding?

Experience & Expertise in Corporate Loans:

Business funding is a complex domain, which require financial acumen to understand complex proposals and derive the most suitable solution. Our team of ex-bankers are dealing ONLY in Corporate loans since last 20 years. Our vast experience gives us an edge in corporate funding.

Wide Range of Products:

We provide array of corporate financial products under one roof. Secured Business loans, Unsecured Business Loans, Cash Credits, Overdrafts, Property Mortgage loans, Property Purchase Loans, Short-Term working Capital loans, Director Loans, Loan Consolidation, Refinance, Lease Rental Loans, Equipment and Machinery Loans and many more...

Legacy of Satisfied Customers

SME Fundings has been Trusted by industry leaders across India, who rely on us to get funding with ease and comfort. We are a trusted partner and many customers return to us for repeat funding.

Start to End Solution:

SME fundings provides accurate information about each loan product, help customers to choose the right product for their requirement and get the loan sanctioned and disbursed from our lending partners. Its and end to end partnership

High Success Rate

Our Experience and expertise in presenting your proposal to the right lender with the right framework is key to driving higher approval rates.

Trusted Lending Partners

Each bank and financial institution has expertise in dealing with sector-specific loans. We partner with India's top lenders who offer the best policies for various sectors, resulting in fast loan sanctioning.

SMEFUNDINGS.COM Advantages

20 years

Expert Team with 20 years of experience in Corporate Finance

20+

Lending Partners providing Business loans

4000 +

Online Applications Submitted

100%

Value Addition in Proposal, resulting positive result.

Easy

Online Application & Documentation

Expertise

In framing Business loan proposals as required by banks

Speedy

Sanction and Disbursement

High

Success Ratio for loan Sanctions

vector Client Testimonials

Delighting customers across India

R J Groups, Aurangabad

"I have seen SMEFundings as a dedicated team to their job, especially structuring the proposal. Once they accept the job they have skills to get it done. At the same time they are very particular about perfect documentation with the institute. They are also very selective in choosing the right plan so that there will not be any default in future repayment."

R J Groups, Aurangabad
Mr. Raghvendra Joshi

Managing Director

ALTAIR Gas Engineering Company, Mumbai

"I would like to thank SMEFundings and like to appreciate the efforts taken by them. During the Unlock Phase, we were facing shortage of funds as our payments were delayed from clients. After getting in touch with SMEFundings and sharing all documents, we found them very professional in understanding our business, projects we cater and our requirements. They fulfilled our requirements, by arranging Collateral free loans. Happy to get reliable financial partner for all future needs. Thanks"

ALTAIR Gas Engineering Company, Mumbai
Sandeep A Jadhav

Partner

Tamanna Group of Hotels, Pune

"We are happy, having assisted three times by SMEFundings Team, for procuring funding for our business expansion. The team understood our requirement and gave us better solution,than what we were looking for. The value addition in proposals & Speed of working are their plus points. We look forward to continue this association for our further needs."

Tamanna Group of Hotels, Pune
Mr Prabhakar Shetty

Managing Director

Raisoni Group of Institutes, Nagpur

"We appreciate SMEFundings Team for assisting us in procuring finance for various trusts. They are amongst the people, who understand the functioning of education institutions well, structure the proposal as required & arrange finance in time. We wish them good luck."

Raisoni Group of Institutes, Nagpur
Mr Hitesh Sankalecha

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Envision Integrated Servicec Pvt Ltd Hyderabad

"We availed Business loan through SME Fundings. I really appreciate your services with the good & quick response. And also the process went smoothly. It's always great to have a positive experience with SME Fundings team. Thanks"

Envision Integrated Servicec Pvt Ltd Hyderabad
Mr Chandra

Director

Olive Tree Trading Pvt Ltd, Pune

"SMEfundings.com team understood our requirement well & found perfect lender for us. Their assistance in sanctioning & disbursing the proposal was beyond expectations. They offered us thoroughly professional service, helped us negotiating the best terms & also helped in finalisation & closing the deal. Thanks."

Olive Tree Trading Pvt Ltd, Pune
Suku Shah

Chief Managing Director

Rungta Group of Institutes, Bhilai,Chhattisgarh

"Finance assistance from SMEfundings.com has helped us grow faster in education sector. We applied for loan in first week of March & got sanction & disbursement before March end. The ease of process, Structuring for loan & speed of working is fantastic"

Rungta Group of Institutes, Bhilai,Chhattisgarh
Sonal Rungta

Director Finance

Bharati Vidyapeeth,Pune

"You have arranged finance for us, in a quick time,when it was required. Documentation & Process was faster & easy. We are happy with it."

Bharati Vidyapeeth,Pune
B B Kad

Finance Head

vector Frequently Asked Questions

( Related to business loan )

To start a loan application, visit our platform SMEfundings.com, select the right product and fill up the online application form, giving your Business & personal details. Business loan applications are little descriptive as compared to retail loans. Once submitted, you will receive a confirmation message and an Application ID for easy tracking.

Typically, you'll need a proof of Business income, bank statements, Current loan sanctions, Business registrations & Promoter’s KYC. Requirements may vary slightly by loan type. Detailed checklist is provided on each loan application page.

The approval period for a business loan is dependent upon the type of product you select. For secured business loans, which involve collateral security, the time taken for approval typically ranges from 10 to 20 working days. However, approvals for unsecured business loans can often be completed more quickly, usually within 3 to 6 working days.

For secured business loans, interest rates starts from 8.5% per annum. For unsecured loans covered under CGTMSE scheme, interest rates starts from 11%. For other unsecured loans, interest rates start from 14%.

No. We maintain full transparency. All applicable charges, including processing fees or late payment penalties, are clearly outlined before finalizing your loan.

Repayment period for secured business loans ranges from 7 years to 15 years and for unsecured business loans, it ranges from 3 years to 5 years.

Yes. Business loan can be prepaid early, before the end of tenure, usually with some foreclosure charges. These charges vary from bank to bank and can be discussed during the sanction process.

Business loan eligibility is a complex process as compared to salaried loans and it requires multiple calculations. Business loan eligibility can be derived by us after going through basic financial documents provided by the customer.

Yes. A good credit score increases your chances of approval and may help you secure loans at lower interest rates. However, other financial factors are also considered while sanctioning business loans. Credit scores affected by credit card issues or things which are reported incorrectly, can also be considered for sanction.

How can I start a Business loan application?

To start a loan application, visit our platform SMEfundings.com, select the right product and fill up the online application form, giving your Business & personal details. Business loan applications are little descriptive as compared to retail loans. Once submitted, you will receive a confirmation message and an Application ID for easy tracking.

What Documents are Required for business loans?

Typically, you'll need a proof of Business income, bank statements, Current loan sanctions, Business registrations & Promoter’s KYC. Requirements may vary slightly by loan type. Detailed checklist is provided on each loan application page.

How long does approval take?

The approval period for a business loan is dependent upon the type of product you select. For secured business loans, which involve collateral security, the time taken for approval typically ranges from 10 to 20 working days. However, approvals for unsecured business loans can often be completed more quickly, usually within 3 to 6 working days.

What are interest rates for Business loans?

For secured business loans, interest rates starts from 8.5% per annum. For unsecured loans covered under CGTMSE scheme, interest rates starts from 11%. For other unsecured loans, interest rates start from 14%.

Are there any Hidden charges?

No. We maintain full transparency. All applicable charges, including processing fees or late payment penalties, are clearly outlined before finalizing your loan.

What are the repayment periods for business loans?

Repayment period for secured business loans ranges from 7 years to 15 years and for unsecured business loans, it ranges from 3 years to 5 years.

Can the business loan be repaid early?

Yes. Business loan can be prepaid early, before the end of tenure, usually with some foreclosure charges. These charges vary from bank to bank and can be discussed during the sanction process.

How can I know my business loan Eligibility?

Business loan eligibility is a complex process as compared to salaried loans and it requires multiple calculations. Business loan eligibility can be derived by us after going through basic financial documents provided by the customer.

Does my credit score (Cibil) affect loan approval?

Yes. A good credit score increases your chances of approval and may help you secure loans at lower interest rates. However, other financial factors are also considered while sanctioning business loans. Credit scores affected by credit card issues or things which are reported incorrectly, can also be considered for sanction.

Know more about SME Fundings

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